Just wanted to let everyone know,

I'm a licesed and bonded, Louisiana Public Adjuster,
If you have an insurance claim, I will fight the insurance companies for you.
I will get all of your money and the insurance companies will not be able to rip you off.

The best way for it to work is if you give me the claim right after you call in your loss, after that, everything you say or do, without my advise will cost you money.
The way you dress infront of the structure adjuster as to the way you dress infront of the contents adjuster, can mean thousands.
I will coach the homeowner, and take all your headaches away. You forget about the claim and go about your everyday lifestyle.
My goal is to get you everything possible, everybody that I have ever worked for has been very pleased. I have gotten at least 15 people 15,000. to 20,000. on Katrina flood claims even after they thought their claim was done.

call me for more details on how this works 504-481-7529
Don't hesitate, everyday you delay will cost you money. I am good at this.

Louis, This is great info...Thanks.. You and your crew better watch this bad boy closely...I'm sure you are..Best of luck and keep yer top knot dry brother.........

Louis, can you still give advice for Florida victims?

I can certainly give advice to anyone. I'm not licensed in Fla.

I just met a Florida Certified Public Adjuster last month and was amazed at how helpful they are against the insurance companies (I had never heard of CPA). This guy is located in South Florida and I do not know if he works the whole State, but I will forward his info to anyone that wants it.
I do not know Louis, but if I was in LA and had storm damage I WOULD be calling Louis for assistance. The money they can save you is incredible. You would think this important service would be better known to home owners.
Marc

Unfortunately, the people in Louisiana don't believe in a Public Adjuster till their backs up against the wall. At least that's what I'm finding. My profession is used alot more in Fla. In fact from what I hear from the Independant Adjusters, most Fla. residents use them.

Here's how it works,

You sign your claim over to a Public Adjuster and for a percentage of what he gets you, he settles your claim.

On all of the claims I've done, I get the homeowner so much more money than they would've gotten on their own, that is covers my percentage and then some.

Here's a couple of examples;

My friend and fellow Hell Diver, had a tornado hit his home, the ins. co. was planning on giving him about $2500.00. Then he hires me, all of a sudden they want to give him $9500.00. I pull out the laptop and estimate the damages to his home, with the national standard in estimating software, Xactimate, and my estimate comes up to $20,000.00.
I meet with the adjuster for a re-inspect and bottom line me and the adjuster work things out and Henry gets $19,500.00.

Another example;

My sisters house floods 3x's, the first time she handles her own claim and gets a grand total of $1500.00.
Next 2 times her house floods, I get her just under $25,000.00 on each occurrence.

All this time, the homeowner doesn't have the headache of dealing with the insurance companies, they are back at work making money at what they do.

Certain parts of Louisiana are going to be a flood adjusters headache due to the all priors from '05...:slap:

Louis,
Correct me if I am wrong, but it is my understanding that the Government called for the public adjusters to protect the homeowners from the insurance companies. Also, I am told FL has a cap on public adjusters commisions is it the same in LA?

After Hurricane Wilma, the insurance company said that my condo association's damages to our building were about $80,000 - which coincidentally about what our deductible was. :rolleyes: Despite what our contractors told us, they said that we didn't need a new roof and that it could just be repaired, etc. We hired a public adjuster and got a check for over $200,000 after paying the public adjuster.

Louis,
Correct me if I am wrong, but it is my understanding that the Government called for the public adjusters to protect the homeowners from the insurance companies. Also, I am told FL has a cap on public adjusters commisions is it the same in LA?

As far as I know, Louisiana doesn't have cap on the commisions. The law as I read it is somewhat contradictive on what we can charge, but I've checked with other public adjusters and they are doing the what I have been doing. I consider what I'm doing is to help people, yes, I make some money doing it. It hasn't been anything to make me rich, but it is very satisfying.

I couldn't rely on this as my only source of income and I may do something different in the future. I do however enjoy working insurance claims.

I've been in the drycleaning business all of my life, and I would like to think that I could still make a living in this world doing something else should the drycleaning business not be profitable anymore.

I've never heard of a public adjuster before, but it makes sense that a pro would do better than an amateur.

I have a customer here in NY, they told me a story about there son who is an insurance adjuster. He was headhunted away from the company he worked for by a company dealing with katrina claims. His bonuses were governed by how much he could avoid paying on claims. These people are leaches. Go get em rok.