Can you get USAA? They have been great to me
First, the watch-over-you bank got merged with the stage coach bank and then they started cutting services and most irritating is what they did to BillPay. Also, keep getting fees that I shouldn't be getting and have to call repeatedly to fix.
Anybody got a bank that is great on the online stuff like billpay and has their act together.
Can you get USAA? They have been great to me
Moved from regions to grow financial after some ridiculous fees and penalties were assessed. Was also considering Whitney bank.
Chris Grauer- "To protect, promote, and grow the sport of spearfishing" www.spearfishingplanet.com
Also dropped the stagecoach! With chase and lovin it! Taking a freaking pic of a chk to deposit it is the greatest thing ever! Great online bill
Moved from Regions as well after being with them for many years with my business acount and personel they are to damn greedy. Moved to Achevia credit union,No fees of any type.
USAA is one of the greatest companies out there.
I, too, ditched the Stage Coach and went local - Florida Community Bank. The online banking is just fine, but the number/location of branches is SMALL and the ATM machines are outdated, but since I can't do business banking with USAA, I chose them in lieu of the big box stores...
USAA is great, but having no local branches is a PITA. I've been with Chase for a while now, (when they were WA MU). A few months ago they started offering FEE FREE accounts for veterans. NO MONTHLY FEES!!!
I also like being able to make those deposits with my phone. I haven't had a chance to try the "pay someone through email" thing yet.
I would like to help but i bank with NavyFed and MarineFed our military banking Unions so cant give you much help. Will say you could look into some local credit unions they usually have good reputations.
I use USAA for my everyday checking acct, with their online services there's no need for a local branch IMO.
I'd steer clear of Bank of America: Bank of America Still Dreaming Up New Bank Fees, Just FYI - Deal Journal - WSJ
"March 1, 2012, 10:09 AM
Bank of America Still Dreaming Up New Bank Fees, Just FYI
By David Benoit
Attention Bank of America customers: Your bank is still looking for you to pay for things.
Bank of America customers may have thought they successfully pushed back on BofA instituting new fees last fall when an insurrection killed the bank’s plan to charge $5 for debit-card purchases. Those customers would be wrong.
The Wall Street Journal today reports BofA is experimenting with charging $6 a month to up to $25 a month, depending on the bank account. Customers will have options to avoid the charges, for instance by agreeing not to see tellers or by maintaining minimum balances or getting a mortgage, but the fees are going to be put in.
Of course, this shouldn’t really be that surprising. Regulations on credit cards, debit cards and overdraft fees have cost the bank billions in revenues, all coming from the consumer operations. The bank was going to need to find a way to recoup some of those fees.
As J.P. Morgan’s consumer head Todd Maclin said Tuesday, banks aren’t exactly charging the same kind of monthly fees cable companies get to charge. But Maclin said customers aren’t going to allow banks to charge monthly fees easily.
BofA is going to try, though. CEO Brian Moynihan had laid out his belief that customers of BofA can’t just go using the bank’s convenient ATMs and online banking for free without giving a little bit on their side of the relationship.
“The issue is when people flip their relationship and use our convenience and access…and online banking product and all that and have the relationship elsewhere that’s tough for us,” Moynihan said in October, amidst the debit-card-fee uproar.
In December he added this: “Customers who do more with this, can get more products and services, and customers who use us for a single product will be dealt with on a more cost-effective basis.”
That’s still how the bank feels, even if its first attempt to recoup fees blew up. It won’t be just used for its ATMs and tossed aside like some cheap corner bank."
Don't tell fish stories where the people know you; but particularly, don't tell them where they know the fish.
M & I Bank.
Jiff peanut butter jar buried in the pasture some where,
with a loud barking dogand an angry bull on watch, backed up with a 45 colt
or campus CU here in gville
I feel sorry for people who don't drink. When they wake up in the morning, that's as good as they're going to feel all day. David Burns
I've been with a credit union for years... get ready commercial bank customers... you are getting ready to get the reem job on banking fees. Most commercial banks plan a rollout of fees that are going to become standard. Just my 2 cents...
"I'd rather live fifty years like a Tiger.....than a hundred years like a Chicken!".
Found that Capital One has an online checking acct paying 0.75% opened an acct. From brief communications, their BillPay is pretty much like the old one and they say they don't block ebills from competing credit cards, that was the last straw, having to keep up with credit card balances manually.
Still looking at local options, any positives, a neighbor likes SunTrust
Last edited by Webster; 03-03-2012 at 11:29 AM.
I use Whitney, by far the best bank ever. They know me by name at several branches and my business banker even walked across the street one time to save me an 18.00 wire fee. I used to think that was just the manager but I have had similar experiences at their other branches.
From a business standpoint, with fraudulent wires, chargebacks and third party transactions I would rather have a bank that looks out for me. For example many banks arent even the guarantor on thier own cashier, bank checks, or wires. I just about shit when regions took a week to clear a cashiers check drawn on their own name.
"Fish Hard-Ride E-Sea"
Y'all know me. Know how I earn a livin'. I'll catch this bird for you, but it ain't gonna be easy. Bad fish. Not like going down to the pond and chasing bluegills and tommycocks. This shark, swallow you whole. No shakin', no tenderizin', down you go.-Quint
I also suggest Navy Federal or any credit union over a bank. People might be eligible for Navy Federal if anyone in there immediate family is in or has retired from any service or civil service they may be eligible to join. Once you get accepted you are there as long as you want. It doesn't hurt to call and ask. I even get dividends on my checking account. Although not very much it's better than a damn fee like the banks are talking about charging.